Note Sales
When banks, credit unions, or other lending institutions finance the purchase of a property, they create a note—a legally binding agreement that outlines the borrower’s obligation to repay the loan. While some lenders hold these notes long-term, others choose to sell them to investors in exchange for immediate liquidity rather than future income.
In many cases, lenders opt to sell non-performing notes as a strategic alternative to foreclosure. This allows them to avoid additional legal and operational costs, while giving investors the opportunity to acquire either performing or non-performing mortgages—often at a discounted rate with strong potential for returns.
Recognized by Industry Leaders
Millennium Properties is known for its flexible, client-focused approach and proven expertise in managing commercial real estate across Chicagoland. Our work has earned recognition from leading industry publications and organizations for consistently delivering results.
Connecting Buyers with Trusted Sellers
Backed by decades of experience and a deep network of industry relationships, Millennium Properties delivers exceptional service to both note buyers and sellers. For over 20 years, we’ve worked with investors and financial institutions of all sizes, facilitating a wide range of note transactions across the Chicagoland area.
Our leadership team brings extensive expertise—having collectively closed over $5 billion in real estate deals. This hands-on experience gives us the insight and precision needed to navigate the complexities of the note market and deliver results with confidence.
Our reputation for excellence is well established, with repeated recognition from respected industry publications and organizations, including Crain’s Chicago Business, Chicago Sun-Times, Commercial Forum, and Midwest Real Estate News.
Your Trusted Guide to Real Estate Notes
eal estate notes are investment instruments that generate income through the repayment of mortgage principal and interest—much like a bond. These notes can be bought and sold based on market conditions, and present attractive opportunities for both liquidity-seeking lenders and return-focused investors.
At Millennium Properties, we make the process of buying or selling real estate notes clear, strategic, and seamless. Whether you’re an institutional seller or a first-time investor, our team provides expert guidance at every stage. We help you evaluate opportunities, structure deals, connect with qualified buyers or sellers, and close transactions that meet your financial goals. With deep market knowledge and an extensive network throughout Chicagoland, Millennium ensures your note transaction is positioned for success.